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Lending Companies
| Document Type | Description | Due Date |
Where to File |
| Impact Evaluation Report | Impact Evaluation Report under Section 4 of SEC Memorandum Circular No. 3, Series of 2022 (SEC MC 3, S. of 2022) |
31 March 2026 See Attached Notice on: SUBMISSION OF IMPACT EVALUATION REPORT 2025 |
Via eFAST Only |
| SEC Form BP-FCLC | Business Plan under Section 5 of SEC Memorandum Circular No. 3, Series of 2022 (SEC MC 3, S. of 2022) |
Due Date: On or before 5 May 2022. For FCs and LCs that will be incorporated subsequent to 3 March 2022, the effectivity of SEC MC 3, S. of 2022, the Business Plan shall be submitted within sixty (60) days from the date of issuance of their Certificate of Authority to Operate as a Financing/Lending Company See Attached Notice on: BUSINESS PLAN (SUBMISSION PROCEDURE) |
Send via email at: [email protected] with the following subject line: Original Business Plan: Amended Business Plan: Create ticket via: https://imessage.sec.gov.ph/ |
| SEC Form GIS | General Information Sheet | Within 30 calendar days from actual annual stockholders’ meeting | Via OST/eFAST Only |
| *** AFS | Audited Financial Statements |
Fiscal year ending December 31: on or before April 15. After April 15, based on advisory to be issued by SEC Fiscal year other than December 31: within 120 days from the end of fiscal year |
Via OST/eFAST Only |
| LCFS | Special Form of Financial Statements | Within 30 days after due date of submission of Audited Financial Statements | Via OST/eFAST Only |
| AIS | Annual Information Statement |
Every 30th day of January for Commercial Paper Issuer File to MSRD |
Kindly request a Payment Assessment Form (PAF) of Annual Information Statement through iMessage. File with Markets and Securities Regulation Department (MSRD) through imessage |
| LCIF | Semi-Annual Financial Statements |
1st Semester: 15 days from cut-off (Cut off: June 30) 2nd Semester: 15 days from cut-off (Cut off: December 31) However, starting 2nd sem 2012: due date is 45 days from end of semester |
Via OST/eFAST Only |
| *** Sworn Certification | Sworn Certification stating the company’s compliance with the provisions of Section 4 of the SEC Memorandum Circular No. 18, series of 2019, or Section 1 or 2 of the SEC Memorandum Circular No. 2, series of 2021 | Via eFAST Only | |
|
SEC Form 1 – Existing Online Lending Platforms SEC Form 2 – Prospective Online Lending Platforms |
MC 19 s. 2019 | Via eFAST Only | |
| List of Third-Party Service Providers (TPSPs) | Submission of List of Third-Party Service Providers in compliance with the Financial Products and Service Products and Services Consumer Protection Act Of 2022 (R.A. No. 11765) And its Implementing Rules And Regulations (SEC FCPA IRR) |
Deadline on 13 June 2023. See Attached Order HERE |
Send thru: |
| Registration of Financing and Lending Companies to the Credit Information Corporation (CIC) and submission of related documents | All FCs and LCs that are operating OLPs/OLAs are ordered to register with the CIC. |
Deadline on 07 August 2023. See Attached Order HERE |
Send proof of registration to: |
| Complaints Handling Details | Submission of Financing and Lending Companies Complaints Handling Details and Mechanism |
Deadline on 22 February 2024. See Attached Order HERE |
Indicate the link in the SEC Website: |
| AMLC |
Anti-Money Laundering Council Registration (Streamlining of Requirement on the Submission Of Anti-Money Laundering Operating Manual and Anti-Money Laundering – Compliance Form for Financing Companies and Lending Companies or SEC Notice dated 21 October 2025) |
Companies must register with the AMLC through its online portal and update their registration every two (2) years |
A copy of Certificate of Registration of Anti-Money Laundering Council (AMLC) must be submitted to FinLenD email [email protected] For any AMLC registration procedure concerns, you may contact the AMLC at ([email protected]) |
| AF |
Annual Fee Financing Company: Section 8 of the IRR of Financing Company Act of 1998 Lending Company: Rule 3 (d)(iii) if the IRR of LCRA 2007 |
within forty-five (45) days before the Anniversary of the Certificate of Authority to Operate as a Financing/Lending Company |
Step 1. Request a Payment Assessment Form (PAF) for Annual Fee through: https://imessage.sec.gov.ph/ Step 2. Payment of Annual Fee: https://espaysec.sec.gov.ph/ or via Landbank ePayment portal and over the counter payment |
*** Note: No prescribed format